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SERAP Sues CBN Over ‘Unlawful Regulations On Customers’ Social Media Handles’

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Socio-Economic Rights and Accountability Project (SERAP) has filed a lawsuit against the Central Bank of Nigeria (CBN) over “the failure to delete the patently unlawful provisions in the Central Bank of Nigeria (Customer Due Diligence) Regulations directing banks to obtain information on customers’ social media handles for the purpose of identification.”

The CBN had last month issued a Circular mandating banks and other financial institutions to implement and comply with the mandatory provisions on customers’ social media handles in the CBN Regulations.”

In the suit number FHC/L/CS/1410/2023 filed last Friday at the Federal High Court in Lagos, SERAP is seeking: “an order of mandamus to direct and compel the Central Bank of Nigeria to withdraw its directive dated 20th June, 2023 to banks and other financial institutions to obtain information from customers’ social media handles.”

SERAP is also seeking: “an order of mandamus to compel the CBN to delete the unlawful provisions of Section 6 of its Customer Due Diligence Regulations, 2023 for being inconsistent with Section 39 of the Nigerian Constitution 1999 [as amended] and Article 9 of the African Charter on Human and Peoples’ Rights.”

SERAP is also seeking: “an order restraining the CBN from carrying out or giving effect to the unlawful provisions of Section 6 of its Customer Due Diligence Regulations, 2023 directing banks and other financial institutions to obtain information from customers’ social media handles.”

In the suit, SERAP is arguing that: “The mandatory requirement of social media handles or addresses of customers does not serve any legitimate aim. Such information may be used to unjustifiably or arbitrarily restrict the rights to freedom of expression and privacy.”

SERAP is also arguing that, “Unless the reliefs sought are granted, the CBN will implement and enforce the unlawful directive in contravention of citizens’ rights to freedom of expression and privacy.”

According to SERAP, “There are other means of identification such as passport, driver’s licence, Bank Verification Number (BVN), and Tax Identification Number (TIN), which banks and other financial institutions already require their customers to provide.”

SERAP is also arguing that, “The additional requirement of obtaining details of a customer’s social media handle or address fails to meet the requirements of legality, necessity, and proportionality.”

SERAP is further arguing that, “The facts that there are sufficient means of identification for CBN, banks and other financial institutions to rely on to meet the requirement of Know Your Customer also heighten concerns of overreach, and confer far-reaching discretion on banks and financial institutions.”

The suit filed on behalf of SERAP by its lawyers, Kolawole Oluwadare and Ms Blessing Ogwuche, read in part: “Obtaining information on customers’ social media handles or addresses as means of identification is more intrusive than necessary.”

“According to Section 6(a)(iv) of the CBN Regulations, banks and other financial institutions ‘shall identify their customer and obtain information on the social media handle of the customer.’ Section 6(b)(iii) contains similar provision.”

“The purported mandatory requirement would inhibit Nigerians from freely exercising their human rights online. If obtained, such information may also be misused for political and other unlawful purposes.”

“The CBN Regulations and directive to banks and other financial institutions would impermissibly restrict the constitutional and international rights to freedom of expression, privacy and victims’ right to justice and effective remedies.”

“Requiring social media handles or addresses of customers as a means of identification would have a disproportionate chilling effect on the effective enjoyment by Nigerians of their rights to freedom of expression and privacy online.”

“The requirement of necessity implies an assessment of the proportionality of the grounds, with the aim of ensuring that the excuse of ‘regulations on customer due diligence’ is not used as a pretext to unduly intrude upon the rights to freedom of expression and privacy.”

“The CBN Regulation does not demonstrate how the use of social media handle or address as a means of identification would serve to improve banks and other financial institutions’ ability to implement and comply with the laws and regulations relating to customer due diligence.”

“The Directive by the CBN, which does not in any event carry the force of law, also fails to provide any explanation as to how social media handles or addresses can facilitate compliance with regulations relating to customer due diligence.”

“Obtaining the details of customers’ social media handles or addresses would unduly interfere with the rights to freedom of expression and privacy. It would also be disproportionate to any purported legitimate aim that the CBN seeks to achieve.”

“The cumulative effect of any attempt to access details of customers’ social media handles or addresses would be to undermine the letter, substance and spirit of the rights to freedom of expression and privacy of Nigerians.”

“The effective enjoyment of these fundamental rights constitutes a fundamental pillar for building a democratic society and strengthening democracy.”

“The positive obligations on Nigeria to ensure the rights to freedom of expression and privacy will only be fully discharged if individuals are protected against violations by institutions like the CBN.”

“The Nigerian Constitution guarantees in Section 39 the right to freedom of expression and in Section 37, the right to privacy.”

“Article 19 of the International Covenant on Civil and Political Rights and Article 9 of the African Charter on Human and Peoples’ Rights also guarantee the right to freedom of expression. Article 17 of the Covenant also guarantees the right to privacy.”

“In particular, Article 19(1) of the Covenant establishes the right to freedom of opinion without interference. Article 19(2) establishes Nigeria’s obligations to respect and ensure ‘the right to freedom of expression,’ which includes the freedom to seek, receive and impart information and ideas of all kinds, regardless of frontiers.”

“Under article 19(3), restrictions on the right to freedom of expression must be ‘provided by law’, and necessary ‘for respect of the rights or reputations of others’ or ‘for the protection of national security or of public order (ordre public), or of public health and morals.”

“The principles of legality, necessity, and proportionality, apply to the right to privacy in the same manner as they do to freedom of expression and other fundamental freedoms.”

“Restrictions to the rights to freedom of expression and privacy that do not comply with the elements of legality, legitimate purpose, and necessity and proportionality shall be deemed unlawful.”

No date has been fixed for the hearing of the suit.

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LASG Resolves Decade-Long Land Dispute In Okun-Ajah, Mayegun Communities

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…over 200 allottees benefit

In a major display of responsive and compassionate leadership, the Lagos State Government has successfully resolved a land dispute that lingered for over a decade in the Okun-Ajah and Mayegun communities of the state.

Speaking at the Ministerial press briefing in Alausa on Tuesday, the Honourable Commissioner for Waterfront Infrastructure Development, Ekundayo Alebiosu, revealed that the dispute, which had threatened the homes and livelihoods of hundreds of residents within State Government schemes, was brought to a peaceful and lawful end through the visionary leadership of Governor Babajide Olusola Sanwo-Olu.

According to Alebiosu, the Governor’s unwavering commitment to governance with a human face was the driving force behind a groundbreaking regularisation process that spared over 200 allottees from eviction and property loss.

“What we have achieved here is a testament to Mr. Governor’s belief that governance must prioritize people, their dignity, their security, and their future. Rather than demolish homes and uproot lives, we brought stakeholders to a roundtable and crafted a legal pathway for regularising occupancy.”



The Commissioner explained that many of the affected individuals had unknowingly encroached on government land, creating a protracted conflict over ownership. Instead of resorting to mass demolitions, the State Government, through the Ministry of Waterfront Infrastructure Development, implemented an accommodation strategy that allowed the settlers to regularise their land documents and remain legally on the property.

Alebiosu noted that the allottees were not only relieved, but deeply appreciative of Governor Sanwo-Olu’s thoughtful and compassionate leadership, one that averted the potential displacement of families, destruction of businesses, and severe impact on livelihoods and well-being.

Many of the beneficiaries, who received their electronic survey copy shared cannot hide their excitement & gratitude,

They want to sincerely thank the Lagos State Government for fulfilling their promise. Receiving their e-survey copies gives them great joy and renewed confidence in the process and in this administration.



This landmark resolution marks a significant victory for urban peacebuilding and reflects Governor Babajide Sanwo-Olu’s broader urban development agenda, one that blends strategic planning with empathy.

“This isn’t just a resolution,” Alebiosu added. “It’s a message that in Lagos, people come first and that development will never come at the expense of humanity.”

The successful resolution is expected to set a new precedent for how land disputes and settlement issues are addressed in the state, reaffirming Lagos as a model of progressive urban governance in Nigeria.

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PDP crisis: We’ll throw out members Who can’t abide by party’s rules, regulations – Bode George

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A chieftain of the Peoples Democratic Party, PDP, Chief Bode George, has said that those who cannot abide by the rules and regulations of the party would be thrown out.


George said this would be one of the key decisions of the National Executive Council, NEC, of the party when they meet later this month.

According to him, most politicians in the party were only interested in their personal gain and showed little or no interest in the wellbeing of the people.


Speaking on Channels Television Sunday Politics, the elder statesman said the NEC of the main opposition party is now ready to take a decisive action which would see the PDP return to the party it used to be.

He said, “As politicians, is it only for their own personal gain that they are looking at, What about the impact?

“What is democracy? It’s all about the management of the resources of the land for the benefit of the people. That is not what they have done now.


“And I am hoping that by the 27th of this month we will meet in a closed door and tell ourselves some home truths.

“Those who cannot abide by the rules and regulations of the party, we can throw them out of the party.

“The NEC has the authority and the powers to do that. We should tell ourselves some serious home truths, and come back to the position as laid down by the founding fathers of our party.”


Recall that the PDP, which was supposed to provide strong opposition to the ruling All Progressives Congress, APC, has done nothing but fight within themselves since after the 2023 general election.

Some members of the party have lamented the party’s inability to punish members even when they publicly declare that they are working for the ruling party while in the PDP.

Just a few days ago, a former Governor of Rivers State and Minister of the Federal Capital Territory, FCT, Nyesom Wike, said he would remain in the PDP and continue working for President Tinubu’s reelection in 2027.

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Pope Installation: Tinubu Urges Nigerian Leaders To Harness Country’s Diversity

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President Bola Tinubu has called on Nigerian leaders and citizens to harness the country’s diversity as a source of strength, rather than division, in order to foster national stability and rapid development.


Speaking in Rome on Sunday during a meeting with members of the Catholic Bishops’ Conference of Nigeria, Tinubu said, “If we use our diversity not for adversity but for prosperity, the country’s hope is stability and progress.”

The meeting took place shortly after the President attended the installation mass of Pope Leo XIV at the Vatican, where he joined other world leaders for the historic occasion.

In a statement issued by his Special Adviser on Information and Strategy, Bayo Onanuga, the President described it as a “historic” moment to witness the inauguration of a new Pope while serving as Nigeria’s leader.

The Catholic bishops were part of the Nigerian delegation to Rome, attending both the burial of the late Pope Francis and the inauguration of his successor, Pope Leo XIV.

Archbishop Lucius Ugorji, President of the Catholic Bishops’ Conference of Nigeria and Archbishop of Owerri, expressed gratitude to President Tinubu for facilitating their visit to the Vatican.

“You are always there for us. Now that you have come to the Vatican, whenever we have our conference in Nigeria, we will also invite you. We look forward to interfacing with you, just as you were able to do with the Holy Father,” Archbishop Ugorji was quoted as saying.

The meeting was also attended by prominent Nigerian Catholic leaders, including Archbishop Ignatius Kaigama of Abuja, Archbishop Alfred Martins of Lagos, and Bishop Matthew Hassan Kukah of Sokoto Diocese.

Earlier on Sunday, President Tinubu met with the Labour Party (LP) presidential candidate in the 2023 election, Peter Obi, and a former governor of Ekiti State, Kayode Fayemi, during Pope Leo’s installation service.

He also met briefly with the 69-year-old Pope following the installation mass in St. Peter’s Square. In a video on the president’s X account, he shook hands and exchanged a few words with the new pontiff before moving along.

Other world leaders present included United States Vice President J.D. Vance and Ukrainian President Volodymyr Zelensky, both of whom also greeted the Pope after the mass.

Pope Leo XIV, formerly Cardinal Robert Prevost, was elected on 8 May as the 267th Pope of the Roman Catholic Church following a secret conclave of cardinals.

The American-born pontiff had begun his papacy with a strong call for global peace, environmental stewardship, and the protection of marginalised communities.

At the installation, Pope Leo urged the world to stop exploiting nature and marginalising the poor.

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